A.’s first class was canceled. I hadn’t heard from my Dutch teacher / friend A., who recently moved, so I reached out to find out if we were really having class and specifically offering to punt for an other week if he was things were still crazy from the move. He had been aiming to do the class but was extremely grateful for the offered reprieve. Yay us! Not stressful. This took all the time pressure off getting A. to school. Altho she’s been really good about getting to bed at a reasonable (before midnight) hour, and getting up and getting out the door mostly on time and to school on time.
I did not do Duo before bringing A. to school, because we had a couple Hey We Forgot to Pick a Paint Color emails from the builder. One was for the inside of the turret, now that it is TuffHide instead of plaster — I had originally been thinking green (tree theme) but was now leaning towards the yellow (the room has two colors). R. picked yellow, so that was pretty easy. Trickier was the ceiling of the overhang at the entry. E. from the architect’s team suggested “haint blue”, which I was not familiar with. The other colors we are using on the exterior are a little darker than I want for that ceiling, but what showed up as “haint blue” was a little pale, so I went with Benjamin Moore “Blue Stream”, and R.’s response was hilarious. Basically an extremely hesitant, as he thought it through, but ringing endorsement. Go us!
On the way to school, A. told me about a drug design idea she had, and it was interesting to hear her describe the context and the idea. I asked her if she wanted any research assistance on the idea, and she didn’t — mostly she’s just taking what she now knows about various things, what receptors they work with, and how they might be modified to work a little differently. This led to a — foreshadowing — discussion of how I don’t necessarily want better drugs, I want people to get support in changing their lives so they feel better without the drugs. Not opposed to the drugs, but feel like they should generally be a bridge to a better life situation wherever possible.
Returning home, I intended to do Duolingo, but R. was distressed. Recently, one of the kids asked to have the years of birthday / holiday money from g-parents transferred to an account under his control. R. had kept the kids’s monies in accounts for them under his control. Kid is now an adult, and not a ward, so this is a reasonable request. It didn’t come from my family, so I figured other than observing, they are an adult, it’s their money, I didn’t have anything to do with it. R. did retain some ability to log into and observe activity on the account. He saw some distressing recent activity and brought it to me to discuss. Ugh. It did not occur to me that we needed to talk to the kids about Don’t Do Anything Crypto and Don’t Ever Wire Anyone Money Without Discussing It With A Trusted Adult and boy should we have.
I texted offspring to say I thought he might have been the victim of a scam, that they are not in trouble and asked them to talk to me. We talked, and I learned what a Task Scam was. If you don’t know what a Task Scam is:
https://consumer.ftc.gov/consumer-alerts/2024/11/task-scams-create-illusion-making-moneyhttps://www.ftc.gov/news-events/data-visualizations/data-spotlight/2024/12/paying-get-paid-gamified-job-scams-drive-record-lossesUnexpectedly, my other offspring was well aware of these scams, largely because they had done a deep dive into scams a while back and developed an encyclopedic knowledge of All the Scams. Autism. So much fun.
I texted one of the uncles of the kids, who is Exceptional when it comes to dealing with nonsense and who is a lawyer, figuring if there was anyway to get anything back, he would know what it was. The act of making the request was enough to get me scheduling the kid and R. to go to a branch of the bank they use (not the one I use) to report the problem and find out what their options were. Fortunately, one chunk of outbound money had not been wired yet, which is kind of astonishing and makes me wonder if the person at that branch doing the wires just sat and said, maybe let’s be slow today.
But still, previous chunks are likely permanently gone. Tomorrow, they are going to do a whole list of Report This Fraud to various places: file a police report, report to FTC, FBI, etc.
I thought for a while about how impossible it is right now to get a job and how the victim of this scam really just wants something to do. So we also had a conversation about volunteering. They are going to hold off on that for a bit, because they want to get through all this paperwork (and the holidays) and they have a few more ideas about where they could apply for jobs. Apparently they tripped over this scam while on LinkedIn, and they absolutely inundated their WhatsApp with garbage pressure.
I also had further conversations with the kids’ uncle and various friends (delightful interrupted phone call with K., who as always is loving and supportive), about how to put some gentle protections in place. And I had a conversation with offspring about Not Wiring, and added some stuff about Don’t Short Stock, Gambling is Only Entertainment and Have a Limit, Don’t Use Options on Robinhood or other stock market platforms, and talked through what it means to freeze / unfreeze one’s credit.
A little crash course in the terrifying landscape of modern personal finance. Stay safe out there, and talk to people whenever you are doing something New to You! People you know personally, ideally, and people who are willing to entertain new ideas but don’t latch onto every new idea right away. Someone who says no to everything or yes to everything is generally not going to help you make sense of the world. Someone who makes choices that generally go well, and who is forthright in sharing when they _don’t_ go well is your ideal pick.
No blame, no shame. Don’t hide your mistakes and don’t hide from mistakes. Share, care and help everyone find a good path forward.
ETA: I did eventually do Duolingo, and FF, and got to walk with M.